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Personal loans

If federal student loans aren’t an option and if your employer won’t cover the cost of certificate programs, a personal loan could help. Personal loans tend to have lower interest rates than credit cards and set repayment terms, so you can save money in interest charges.

Lenders like Pave offer loans designed specifically for continued education. You can choose a two- or three-year repayment term. Pave is also one of the few lenders that allow you to take out a loan for both full- and part-time courses.

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