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Academic Finance Corporation (AFC) - Lender Code: 833864, 1-877-AFC-4322 (1-866-669-4876 for consolidation loans)

Academic Financial Solutions LLC - 1-866-416-6333 or 1-813-830-7906 or 1-866-697-3890

Academic Funding Group (AFG) - 1-877-740-9334

Academic Loan Group - 1-800-664-5339


Academic Management Services (AMS) - (AMS is a subsidiary of Sallie Mae.), 1-888-2-SALLIE (1-888-272-5543), Lender Code: 833067

Access Group,  1-800-282-1550 or 1-302-477-4000

Alaska Student Loans - Lender Code: 826966, 1-800-441-2962 or 1-907-4675-2962

ALL Student Loan - Lender Code: 833752, 1-888-271-9721

Ardent Financial Stafford - 1-800-675-1965 or 1-888-675-0675

Arizona Higher Education Loan Authority (AHELA) - Lender ID: 834218, 1-800-731-8707 or 1-866-985-8707

Arkansas Rural Endowment Fund, Inc. - Phone: 1-800-232-5505, Email: aref@aref.org

ASAP/Union Bank and Trust - Lender Code: 814540, 1-877-ASAP-UBT or 1-870-460-6400

Associated Bank Stafford - 1-800-789-6765


Astrive Student - 1-800-406-7108


BancorpSouth Student Loans - Lender Codes: 810881 (Texas), 806627 (Other 5 States), 1-800-315-6203 or 1-662-678-8170

Bank of America - 1-800-344-8382

Bank of North Dakota - Lender Code: 816386, 1-800-554-2717 or 1-701-328-5753, Email: bndsl@state.nd.us

BorrowSmart Trust (Tuition Management Systems, Inc.) - 1-800-722-4867

Bremer - Lender Code: 806361, 1-800-214-4988


Campus Door - 1-800-786-0002

Carnegie Student Loans - Lender Code: 833810, 1-800-665-1016

Citi Student Loans - 1-800-967-2400 or 1-605-331-0821, Loan Applications: 1-800-STUDENT

Citizens Bank Student Loans - 1-800-708-6684


CollEDGE Loans - Lender Code: 833487, 1-877-COLLEDGE

College Board (College Credit) - 1-800-831-5626 


College Foundation Inc. (CFI) - 1-866-866-CFNC

College Guidance Center - 1-800-861-5038

College Loan Corporation (CLC) - Lender Code: 833733. 1-888-972-0852, 1-800-2COLLEGE

College Solutions Network, LLC (CSN) - 1-877-242-3200


Collegiate Funding Group - 1-800-918-7587


Collegiate Risk Management Inc. (CRM) - Lender Code: 834240, 1-866-44-LOAN-4

Comerica Bank - Lender Code: 830489, 1-800-345-6232


Commerce Bank - Lender Code: 513979, 1-800-MONEY101 (1-800-666-3910)


Compass Bank - Lender Code: 828078, 1-800-COMPASS or 1-800-239-4357

Connecticut Student Loan Foundation (CSLF) - 1-800-237-9721 x442 or 1-860-257-4001


Direct Student Service (DSS) - Lender Code: 834159, 1-866-859-4622

Discover Student Loans - Lender Code: 831312, 1-877-728-3030

Edamerica - Lender Code: 831453, 1-800-337-1009 or 1-865-342-5500 or 1-866-425-2473


EdFedLender Code: 834241, 1-800-821-5659


EduCare Financial - 1-877-788-0883

The Educated Borrower - 1-800-334-4480

Education Finance Partners - 1-866-308-1071


Education Loan Resources - Lender Code: 833930, 1-866-357-3291


Educational Funding Services, Inc. (EFSI) - Lender Code: 833617, 1-888-312-3374


Educational Loan Company (ELC Loans)- Lender Code: 834003, 1-800-334-2803


Erie Processing Self Service Corporation- 1-866-562-6135

Federal Association of Financial Services (FAFS)- Lender Code: 834181, 1-866-323-7288 or 1-727-287-6500

Federal Student Loan Solutions - 1-888-347-8833 or 1-480-222-2288

Fifth Third Bank - Lender Code: 808780, 1-800-222-7192

First National Bank of Omaha - Lender Code: 808238, 1-877-WEB-FNBO (1-877-932-3626)

Frost Bank - Lender Code: 810883, 1-800-562-6732 x56822 or 1-210-220-6822


Georgia Student Finance Commission (GSFC) - 1-800-505-GSFC (4732) or 1-770-724-9000

Global Student Loan Corporation (GSLC) - (They offer private education loans for international and distance learning students at participating schools.) - 1-212-736-9666

Graduate Leverage- 1-888-350-8488

The Graduate Loan Center - 1-866-GradLoan (1-866-472-3562)


HERO Student Loans- 1-866-384-HERO (1-866-384-4376)


Hibernia National Bank  (Capitol One/Axiom) - 1-888-855-BANK (1-888-855-2265)


Higher Education Solutions - Lender Code: 833820, 1-877-272-7828


HSBC Bank USA, NA - 1-800-975-HSBC (1-800-975-4722)


International Education Finance Corporation (IEFC) - 1-888-296-4332 or 1-781-843-5334

JP Morgan Chase Bank - alternate link http://www.chase.com/educationfirst/


Key Education Resources - 1-800-KEY-LEND (1-800-539-5363)


LaSalle Bank - Lender Code: 812205, 1-888-272-5543


M & I Bank - Lender Code: 811949, 1-800-236-4440

M & T Bank -


Maine Advantage Education Loan -  1-800-782-5772

Maine Education Services (MES) - Must be a Maine resident or attending a Maine college to apply for these loans. Lender Code: 834350
1-800-922-6352 or 1-207-791-3600

Massachusetts Educational Financing Authority (MEFA)- (MEFA's focus is on education financing for Massachusetts residents attending college in-state or out-of-state, and for students from across the U.S. attending a Massachusetts college or university.)

Lender Code: 833921, 1-800-449-6332 or 1-617-261-9760

Michigan Higher Education Student Loan Authority (MHESLA) - 1-888-MHESLA1 (1-888-643-7521) or 1-517-373-3662, TDD: 1-800-649-3777

MyRichUncle - 1-212-836-4180

National Education - 1-800-353-3357, Lender Code: 834378

National Student Loan Consolidation Corporation Consolidation - 1-800-741-4644


Navy Federal Credit Union - Lender Code: 815502, 1-800-338-5736 or 1-703-255-7625


Nellie Mae (Nellie Mae is a subsidiary of Sallie Mae) - 1-888-2-SALLIE (1-888-272-5543), Lender Code: 829076

Nelnet - 1-877-804-3603, Lender Code: 833669

New Hampshire Higher Education Loan Corporation (NHHELCO) - 1-800-719-0708


New Mexico Student Loans (NMSL) - Lender Code: 822717, 1-800-279-5063 or 1-505-345-3371

NextGrad - 1-866-946-8773, Lender Code: 834051, 1-800-299-4639


NextStudent- Lender Code: 834051, 1-800-299-4639


Northstar Education Finance (Total Higher Education), 1-800-366-0604 or 1-651-726-1343, alternate site - www.theloanprogram.org

OPUS Financial Inc. - 1-800-661-5089

PNC Education Loan Center- Lender Code: 809921, 1-800-762-1001

Regions Education Lending - 1-800-858-7822, Lender Code: 900902


Rhode Island Student Loan Authority (RISLA)- 1-800-758-7562 or 1-401-468-1700 (RI) or 1-617-369-1900 (MA) - www.collegeplanningcenter.org

Sallie Mae Education Trust - 1-888-2-SALLIE (1-888-272-5543), Lender Code: 802218

ScholarPoint Financial- Lender Code: 834188, 1-877-561-8042

Simmons First National Bank - Lender Code: 815745, 1-800-SAY-SFNB, 1-800-527-1625


SoFi, Inc. - 1-866-357-6342

South Carolina Student Loan (SCSL)- Lender Code: 833128, 1-800-347-2752 x3192 (Toll Free) or 1-803-798-0916 (Local)

Sovereign Bank - 1-800-881-9346


Stillwater National Bank - Lender Code: 809081, 1-800-678-GRAD (1-800-678-4723)


Student Capital Corporation - 1-877-7000-SCC

Student Funding Group, LLC - 1-877-STUGRP3 (1-877-788-4773)


Student Loan Finance Association - 1-888-2-SALLIE (1-888-272-5543), Lender Code: 833789

Student Loan Funding - 1-888-2-SALLIE (1-888-272-5543), Lender Code: 831455

StudentLoans.com - Lender Code: 833692, 1-800-620-9852

Student Loan Financial Group - 1-888-796-6480 or 1-888-778-4709

Student Loan Processors, Inc. andJust Education Loans - 1-800-501-9166, Lender Code: 834174

Student Loan Xpress (They are a wholly-owned subsidiary of Education Lending Group, Inc. (ELG).) - Lender Code: 833890 and 834011
1-866-SLX-PRES (759-7737)

Student Trust Consolidation
ConsolidateYourLoans: 1-800-233-0542 or 1-301-545-0715, www.ConsolidateYourLoans.com
AlumniConsolidation: 1-800-440-0634, www.AlumniConsolidation.com

SunTrust Education Loans - 1-800-552-3006

SuperLoan (A Stafford and PLUS loan discount program offered by Nelnet for Maine students.) - Lender Code: 831300
1-800-922-6352


TCF Education Financing Center - 1-800-247-1092 x8100 (Minnesota)
  1-800-255-4943 (Illinois)
  1-800-357-0185 (Wisconsin)
  1-800-660-2875 (Michigan)
  1-800-533-1723 x8100 (other states)

Think Financial - 1-800-350-8060

University Financial Services Consolidation - 1-877-837-5123

Urban Ed Express (Affiliated with Urban Trust Bank and associated with Robert L. Johnson, founder of Black Entertainment Television.) - Lender Code: 834353, 1-866-262-0072


US Education Finance Corporation - Lender Code: 805204, 1-800-832-7006


Vista Financial, Inc. (VFI) - Lender Code: 834224, 1-866-849-8691 or 1-925-454-7000

Wachovia Education Finance - 1-877-916-PLUS (1-877-916-7587), 1-800-338-2243


Wells Fargo Education Financial Services - 1-800-658-3567

Wyoming Student Loan Corporation - 1-800-999-6541 - Wyoming residents or students attending a Wyoming college.

Zions Bank - 1-800-678-2425



Local and Smaller Education Lenders


Acumen Student Loans  - 1-201-615-5981

Adirondack Trust - 1-518-584-5844 x284

American Collegiate Financial Services - 1-800-304-1471

American Student Loan Services (ASLS) - 1-800-575-1099

Anchor Bank - Lender Code: 823011, 1-800-236-8769

Axiom Student Loans - 1-866-365-4024

Bank of Arkansas    


Bank of Texas -

Banknorth Student Lending    


Commonwealth One FCU - Lender Code: 824264


DEXSTA Federal Credit Union - Lender Code: 833764, 1-800-361-4754 x825 or 1-302-571-0522

Educators Credit Union - Lender Code: 819480


First Bank (formerly Bank of Murfeesboro)    


First National Bank of River Falls  - 1-715-425-2401


First Tennessee - 1-866-386-5641


First United Bank - 1-800-888-8419

Fox Communities Credit Union    


Independence Federal Savings Bank - Lender Code: 831036, 1-800-733-0473


OneSimpleLoan - Lender Code: 834205, 1-877-663-7467 (1-877-OneSimpleLoan)

Old National Bank - 1-800-731-BANK


Prospera Credit Union - Lender Code: 827623, 1-920-882-4800

Royal Credit Union - Lender Code: 823459, 1-800-341-9911 x8234 or 1-715-833-8234